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Message: <blockquote data-quote="Pokerbrat2000" data-source="post: 1058548" data-attributes="member: 7261">I call that smart and creative purchasing.  Like I said, if you know how to use credit cards, they are a wonderful thing.  If you "take advantage" of all their bonuses, without paying any fees or interests, you did good!  If there is no added fee to buy big tag items, I love putting them on my credit card, earning the points and then just paying it off before any interest is accrued.  Now if I go into a Mom and Pop store, I always pay cash, I don't want them having to pay that damn CC fee for me doing business with them.I can't tell you how many bank accounts I have opened up to take advantage of their "We will give you $200-500 if you bank with us" promotions.  Now some of them require that you pay a few of your bills through them, at a fee, which I won't do.  However, many of them just want your business and figure that over time, they will make way more than that back from having you as a customer.  Not me, I keep the account idle and open as long as I have to and then just close it out.  <img src="/styles/default/xenforo/smilies/whistling.png"  class="smilie" loading="lazy" alt=":whistling:" title="Whistling    :whistling:" data-shortname=":whistling:" /></blockquote>

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