Transfer portal and NIL Money, how they have changed college sports".

[Pokerbrat2000]

I bought a new car on a credit card believe it or not. It was approved. I did it so I could get the cash discounts from the manufacturer and dealer, and then went to my bank and got a loan to cover my credit card. I ended up saving over $5,000 at the dealership and another 4% in my loan at the bank compared to normal lines of credit for vehicles. I just used the collateral on my home to make it happen and it took one day to pay off the credit card and I got another 2% back from them as well. In the end, including through the entire process of paying off the note, I saved over $9,000 from what I could figure out.

I call that smart and creative purchasing. Like I said, if you know how to use credit cards, they are a wonderful thing. If you "take advantage" of all their bonuses, without paying any fees or interests, you did good! If there is no added fee to buy big tag items, I love putting them on my credit card, earning the points and then just paying it off before any interest is accrued. Now if I go into a Mom and Pop store, I always pay cash, I don't want them having to pay that damn CC fee for me doing business with them.

I can't tell you how many bank accounts I have opened up to take advantage of their "We will give you $200-500 if you bank with us" promotions. Now some of them require that you pay a few of your bills through them, at a fee, which I won't do. However, many of them just want your business and figure that over time, they will make way more than that back from having you as a customer. Not me, I keep the account idle and open as long as I have to and then just close it out.

 

[Voyageur]

I call that smart and creative purchasing. Like I said, if you know how to use credit cards, they are a wonderful thing. If you "take advantage" of all their bonuses, without paying any fees or interests, you did good! If there is no added fee to buy big tag items, I love putting them on my credit card, earning the points and then just paying it off before any interest is accrued. Now if I go into a Mom and Pop store, I always pay cash, I don't want them having to pay that damn CC fee for me doing business with them.

I can't tell you how many bank accounts I have opened up to take advantage of their "We will give you $200-500 if you bank with us" promotions. Now some of them require that you pay a few of your bills through them, at a fee, which I won't do. However, many of them just want your business and figure that over time, they will make way more than that back from having you as a customer. Not me, I keep the account idle and open as long as I have to and then just close it out.

I only did that once, but it was slick how well it worked. My wife was skeptical when I did it but when it worked out so well, she just said, "Don't do it again!" I haven't. Of course, I haven't bought another car since then either.

You're doing creative banking. I like that. The old "give me the free toaster plan."

We have 3 checking accounts/bank accounts. One with her Social Security mine with another bank. We get free checking by direct deposit on them. The third account is so we could get an HEB grocery debit card which gives us a 5% discount on any of their store brand items we buy. It's made us more aware of buying their generics which are cheaper, plus we get that additional 5% off. Works out nicely. That account is free because we're senior citizens.

When you're retired you become frugal. I have other things I like to spend money on. So does my wife.

 

[weeds]

The Lamborghini is still missing!!! Gasp.

Arrest made in theft of three cars belonging to Miami QB Carson Beck, basketball star Hanna Cavinder

www-cbssports-com.cdn.ampproject.org

 

[Pokerbrat2000]

The Lamborghini is still missing!!! Gasp.

Arrest made in theft of three cars belonging to Miami QB Carson Beck, basketball star Hanna Cavinder

www-cbssports-com.cdn.ampproject.org

They ought to check De'Vondre Campbells garage!

 

[weeds]

They out to check De'Vondre Campbells garage!

That's a possibility. ...but he'd hire the guys because HE'S RICH AND DOESN'T HAVE TO WORK NO MO'.